At Bonnema Wealth Management (BWM), we use a highly diversified investment strategy derived from decades of academic research in financial and market theory. This approach has seven key components:
At BWM, we believe that markets work. The capital markets do a good job of fairly pricing all available information as well as incorporating investor expectations about publicly traded securities. This approach rewards investors with market returns while keeping costs low.
BWM believes that only long – term investing in the equity markets offers you a return that outpaces the effects of inflation and taxes.
Risk and return are related. All portfolios are invested to take advantage of the dimensions of risk offered by investing a measured portion in all asset classes.
Two important methods for managing risk and moderating volatility:
Adding Fixed Income
Diversifying globally across more than 12,500 securities across 47 countries
Structured investing along with disciplined portfolio rebalancing helps individuals achieve their long-term financial goals and lessens the damage that might be caused by investing emotionally.
At BWM, we use low-cost, institutional, asset-class mutual funds and exchange-traded funds.
BWM uses a third-party custodian, Charles Schwab, to hold your investments. As a Registered Investment Advisor, we have a fiduciary relationship with all of our clients. This means that we ALWAYS put your needs and interests first.
"A good portfolio is more than a long list of good stocks and bonds. It is a balanced whole, providing the investor with protections and opportunities with respect to a wide range of contingencies”